Pet cost guides

Plain answers to the money questions people ask before getting a pet, using the same sourced 2026 US prices as the rest of the site.

Comparing pets

The cheapest pets to own

Every pet ranked by what a typical year costs once you're set up, from insects to dogs.

What every pet costs

All 181 pets side by side: price, setup, first year, yearly and lifetime cost.

Pet cost calculator

Change food, setup, insurance and where you live to get your own numbers for any pet.

Dogs

How much does a dog cost?

A typical US dog costs about $2,580 a year and $32,000 over its life. See first-year costs, how size changes the bill, and the cheapest and priciest breeds.

First-year puppy costs: a checklist with prices

A breeder puppy costs $4,100 to $10,500 in year one, an adopted dog far less. A checklist of every first-year dog cost with typical 2026 US prices.

Is pet insurance worth it for a dog?

Pet insurance costs more than it pays back on average, but it caps a $5,000 bill. Insured vs uninsured costs for 7 breeds, and when a policy makes sense.

Adopt vs buy a dog: what each really costs

Adopting saves a median $2,950 in year one vs buying the same breed from a breeder. What adoption fees include, and breeder red flags that cost you later.

How to save money on a dog

Budget food saves about $700 a year on a 68 lb Lab, DIY grooming saves $608 on a doodle. Nine sourced ways to cut your dog's yearly bill, with dollar figures.

The cheapest dog breeds

Breeds ranked by yearly cost, with small and large lists and low-maintenance coats.

By kind of pet

Each group compares every pet in it, with a full cost page for each one.

How we estimate costs